Full-Time Director of Data Science- Credit Risk Scoring

We are looking for an experienced Director of Data Science to lead our data science projects with a focus on credit risk scoring.

We are looking for expertise in building, implementing, and optimizing credit risk models, including machine learning (ML) models, and the ability to manage a team of data scientists.

You are a hands-on coder with experience using data-driven insights to lead decision-making.

You have a background in modeling and experience of Python, with demonstrated experience delivering solutions to complex credit risk challenges.

As a Director, Data Science, you will report to the VP, Analytics Products Build.

Responsibilities:

1. Leadership & Strategy
2. Build and mentor a team of data scientists specializing in credit risk modeling.
3. Build the data science strategy for credit risk modeling and analytics with our goals.
4. Collaborate with teams, including product, engineering, and compliance, to integrate models into our workflows.
5. Hands-On Development
6. Design scalable, accurate, and explainable credit risk models and models solving problems across the entire credit life-cycle using machine learning and traditional statistical techniques.
7. Write high-quality, production-grade Python code to prototype and implement models.
8. Ensure compliance with regulatory requirements and company policies.
9. Data and Insights
10. Analyze large datasets to identify trends and drivers of credit risk, ensuring applicable insights for partners.
11. Develop approaches to feature engineering and data enrichment to improve model performance.
12. Maintain existing models, ensuring they remain up-to-date with changing data and our needs.
13. Communicate technical concepts and model outcomes to non-technical partners.
14. Stakeholder Management
15. Provide strategic insights to executive leadership based on data science outcomes.
16. Communicate technical concepts and model outcomes to non-technical partners.

Requirements:

• Master's degree in Data Science, Statistics, Computer Science, Mathematics, or a related field.
• 8+ years of data science experience, focusing on credit risk modeling.
• Experience leading teams.
• Hands-on experience developing and deploying machine learning models, especially in credit risk contexts.
• Fundamental knowledge in general processes around targeting, Fraud detection, acquisitions, Account management, collections

Technical Expertise:

• Advanced proficiency in Python and main libraries such as Pandas, NumPy, Scikit-learn, and TensorFlow/PyTorch.
• Knowledge of statistical modeling, feature engineering, and machine learning algorithms.
• Experience working with big data technologies and distributed systems (e.g., Spark, Hadoop).
• Knowledge of credit risk scoring methodologies, regulatory frameworks, and model governance.
• Experience scrapping data and parsing unstructured data

Skills:

• Capabilities with the ability to inspire and mentor team members.
• Translate complex technical details into applicable insights for diverse partners.
• Thinker with a creative approach to the ability to develop unique solutions.
• Experience with Visualization tools such as Tableau

What is the last date for applying to the job?

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