Full-Time Sr Data Scientist- Personal Loans
SoFi is hiring a remote Full-Time Sr Data Scientist- Personal Loans. The career level for this job opening is Experienced and is accepting USA based applicants remotely. Read complete job description before applying.
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Who we are: Shape a brighter financial future with us. We’re a next-generation financial services company and national bank using innovative, mobile-first technology.
The role: SoFi’s Credit team manages credit risk. The Credit Strategy Manager will analyze and evaluate data to develop and propose value-added credit risk strategies and models for Personal Loan, Student Loan Refinance, Private Student Loan, and Credit Card.
Initial Focus: Personal Loan acquisition. Future opportunities to work on other lending products.
Responsibilities: Develop and implement Personal Loan underwriting strategies, monitor portfolio risk trends, provide insights/recommendations, collaborate with cross-functional teams, and understand credit risk to mitigate loss and grow revenue.
What you’ll need: 5+ years of related experience in consumer lending, direct experience in credit strategy, strong analytical skills, proficiency in Excel, SQL, and Python, ability to communicate analysis to business partners and senior management.
Preferred: Experience in developing credit strategies using innovative data sources (e.g., cash flow, alternative data) and an advanced degree.