Full-Time Credit Risk Manager

Mudflap serves the $800B trucking industry. Our payment products help truckers save on fuel and provide fuel stop partners with new customers.

We seek an experienced Credit Risk Manager to lead Mudflap's credit risk strategy for our fleet card product.

Responsibilities:

• Define risk policies.
• Develop and monitor credit models.
• Oversee portfolio performance.
• Partner cross-functionally to embed credit risk.

Expectations:

• Lead credit risk strategy, policies, and frameworks.
• Monitor portfolio performance, optimizing risk-reward.
• Build and enhance credit models and monitoring tools.
• Collaborate with product, operations, finance, and data teams.
• Design effective collections, repayment, and fraud mitigation strategies.
• Communicate risk insights to senior leaders.

Experience:

• 5+ years in credit risk (fintech, lending, or mobile payments preferred).
• Strong SQL, Python, and Excel skills, building and maintaining credit models/dashboards.
• Strategic planning and hands-on execution in a dynamic environment.
• Deep understanding of lending lifecycle, credit policy, and regulatory compliance.
• Excellent communication and collaboration skills, presenting to executives.

Location:

• Palo Alto, CA and Austin, TX (preferred); remote with periodic travel.

Benefits:

• Competitive salary and equity.
• Health benefits.
• Paid time off.
• 401(k) matching.

Salary Range: $160,000 - $190,000

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