Full-Time Senior Credit Risk Analyst
Koho is hiring a remote Full-Time Senior Credit Risk Analyst. The career level for this job opening is Senior Manager and is accepting Canada based applicants remotely. Read complete job description before applying.
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About the RoleReporting to the Director of Credit Risk, you'll be providing ongoing monitoring on the health of all credit products and performance/effectiveness of credit strategies. You’ll also be leading the credit provisioning and portfolio evaluation process to ensure ongoing adequacy of the credit reserves.
This role offers a broad base of exposure to multiple areas of risk management, with an opportunity to make a significant impact within our organization.
What You'll Do
- Create weekly/monthly/quarterly reporting or dashboards of key financial and risk metrics at both product and portfolio level
- Build loss forecasting models
- Develop, maintain and implement credit risk models and strategies
- Conduct deep dive or ad-hoc analysis on data and make actionable recommendations
- Monitor performance of credit strategies and improve credit strategies by exploring new and alternative data sources
- Represent the credit risk function and work closely with key stakeholders (e.g., Product, Finance, Data, Engineering) to understand reporting needs and improve reporting
What You'll Bring
- Proven experience in credit risk reporting within a financial institution
- Experience in building credit risk machine learning models
- Experience with Data Visualization tools to build dashboards
- Experience in loan loss forecasting, loss provision and predictive modelling
- Experience with monoline lenders/Fintechs
- Experience with cloud-based platforms such as AWS or GCP
- Proficient in SQL, Python and Excel
- Experience with the use of alternative data or Non-Prime lending
- Strong analytical and problem-solving skills
- Intellectual curiosity and ability to learn quickly
- Clear and effective verbal and written communication skills
- The ability to manage and track multiple priorities
What's In It For You?
- Balance Your Life - Company-wide summer wellness days, winter holiday closure, personal days, a wellness spending account, and maternity & parental leave top-up
- Remote First - Work from anywhere in Canada with a budget to set up your home office
- Level Up - Access to an in-house certified performance coach and an annual training budget
- The KOHO Culture - We have won 7 "Great Place to Work ®" awards since 2019
- Be an Owner - Every KOHO employee gets a generous amount of equity with a 10 year exercise window