Full-Time Mortgage Compliance Officer

Longbridge is seeking a Mortgage Compliance Officer to join our Compliance Department.

This newly created role will report to the Sr. Vice President of Compliance and Legal.

The role is remote, hybrid, or in-office.

The ideal candidate will ensure compliance with all mortgage banking laws, rules, regulations, and prescribed policies/practices/procedures to reduce risk and uphold ethical standards.

Key Responsibilities include:

• Ensuring compliance with mortgage banking laws, rules, regulations, and policies.
• Working with the Compliance Management System (CMS).
• Assisting with compliance and risk management monitoring, reporting, and remediation.
• Identifying and providing compliance training to business units.
• Ensuring proper controls for collecting, reviewing, and submitting HMDA data and Mortgage Call Reports.
• Deep knowledge of state and federal consumer regulations (e.g., Licensing, TILA, HMDA, RESPA, UDAAP, non-bank CRA requirements, and SOX).
• Performing Fair Lending analysis and reviews, preparing reports and recommendations for remediation.
• Reviewing regulatory changes and advising on policy/procedural changes.
• Managing compliance monitoring programs based on risk assessments, audit findings, and exam findings.
• Creating and implementing new monitoring programs.
• Overseeing monthly regulatory compliance reviews, identifying weaknesses and working on remediation.
• Contributing to the compliance training program (developing courses, webinars, etc.).
• Acting as an internal point of contact for compliance questions.
• Investigating compliance breaches, managing resolution, and preventing future occurrences.
• Attending and participating in committee meetings.
• Assisting with audit functions (coordination with internal/external audits).
• Participating in SOX related diligence projects and audits.
• Assisting with BSA/AML/CIP/OFAC program (e.g., completing Suspicious Activity Reports).
• Reverse mortgage experience is a plus.

Requirements:

• Bachelor's degree with 5+ years experience in a mid-level mortgage compliance role at a financial institution.
• CRCM designation a plus.
• Experience in managing compliance staff, with strong interpersonal skills.
• Extensive knowledge of mortgage banking and consumer compliance laws/regulations.
• Ability to influence senior management.
• Proactive, detail-oriented, and strong relationship building skills.
• Proven ability to manage multiple priorities.
• Experience managing/participating in exam management and communicating with regulators.
• Ability to work independently and in a team environment.
• Strong analytical and communication (verbal/written) skills.
• Working knowledge of Microsoft Office Suite.

What is the last date for applying to the job?

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