Full-Time Senior Underwriter
Better is hiring a remote Full-Time Senior Underwriter. The career level for this job opening is Senior Manager and is accepting USA based applicants remotely. Read complete job description before applying.
Better
Job Title
Posted
Career Level
Career Level
Locations Accepted
Share
Job Details
Better is reimagining home finance to make homeownership faster, cheaper, and easier for everyone. We leverage technology for a more approachable and understandable home buying journey.
Senior Mortgage Underwriter role: Join our expanding team! Use established guidelines to assess borrower financials and credit information alongside property valuations to guide lending decisions.
Responsibilities:
- Underwrite and decide on FHA, VA, agency conforming, and jumbo residential mortgage loans.
- Verify and analyze financial information and documentation; ensure complete loan files with credit and legal documents.
- Review appraisal reports to identify and resolve discrepancies.
- Analyze applicant income, expenses, assets, credit reports, and property valuations to confirm loan eligibility.
- Calculate qualifying ratios, assess creditworthiness, and provide risk assessments.
- Collaborate with cross-functional teams for seamless and timely closings.
Qualifications:
- 5+ years of experience underwriting FNMA, FHLMC, FHA, VA, and Non-Conforming mortgages.
- Active FHA DE and VA SAR designations required.
- Expert knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA).
- Ability to work in a high-pressure, fast-paced environment, carry a pipeline of 200+ loans.
- Proficient in loan calculations (DTI, LTV, etc.).
- Proven ability to thrive remotely and manage multiple loan files simultaneously.
- Strong written and verbal communication skills.
- Drive to build new products.
- HELOC experience a plus.
- Excellent attention to detail, ability to work under pressure, and strong understanding of loan processes.