Full-Time Associate Insurance State Product Manager

• Responsible for driving profitable growth across multiple assigned states by developing the annual business plan.
• Engage with internal and external stakeholders in product planning and management discussions.
• Oversee the successful rollout of new products and countrywide initiatives.
• Work closely with the Pricing teams to ensure that rate actions are thoroughly planned.
• Responsible for the profitability of the products.
• Implement product changes that drive purposeful growth.

• Strategizing, building, and executing product plans for assigned markets, ensuring compliance.
• Consulting VP State Product to drive clarity of business strategies and operating objectives.
• Influencing overall strategy and business plans.
• Developing product specifics for assigned markets.
• Working closely with partner clubs and distribution partners to ensure product performance.
• Utilizing advanced knowledge of current products and future enhancements.
• Using sound analysis to adapt countrywide initiatives to thrive in local markets.
• Developing, implementing, and managing tactical plans in support of sales strategies.
• Collaborating with a team of analyst(s) and Product Specialists.
• Overseeing and coordinating product development, delivery, and analysis for assigned markets.
• Monitoring all aspects of product performance.
• Reviewing claims trends to achieve loss ratio targets.
• Maintaining market-specific competitive intelligence and trend analyses.
• Staying abreast of competitor strategies and activities as well as regulatory/legislative processes.
• Ensuring alignment within and across functions and communicating results throughout the organization.
• Driving strategy and advocating for state-specific needs.
• Proactively building relationships with DOIs and creating productive lines of communication for successful product filings.
• Some travel required for high impact relationship building opportunities with partners.

• Bachelor's degree in related area or equivalent combination of education and experience.
• 10+ years of related work experience with 5+ years of relevant work experience in the personal lines P&C insurance industry.
• Prior experience related to state product management in analytical, product specialist, or market generation roles.
• Advanced strategic and business acumen.
• Excellent oral and written communication skills.
• Ability to influence without direct authority.
• Thorough knowledge of the P&C insurance industry, products, marketplace, competitive landscape, and pricing.
• In-depth product management expertise.
• Advanced understanding of financial drivers of profitability.
• Consultative leadership orientation.
• Advanced negotiation skills and the ability to influence seasoned and senior-level internal and external parties.
• Coaches and mentors more junior team members.
• Advanced knowledge and proficiency in change management concepts and practices.

• BA/BS or equivalent work experience.
• 10 years of related work experience with typically 5+ years being in the personal lines P&C industry.
• Prior experience in state product management roles.

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