Full-Time Bilingual Loan Processor - Florida Loans

Bilingual Loan Processor - Sr Loan Manager

This position requires working Monday through Friday, 8 am to 5 pm EST or 9 am to 6 pm EST. The position is available as full time remote work from home for qualified candidates. Candidates located in Eastern timezone required. Florida residence highly preferred.

The pay rate ranges between $23 to $32/hr DOE plus the potential to earn a per file bonus.

A great opportunity for an experienced, highly detail-oriented mortgage professional with a background in processing.

The primary focus is to process loans in a timely and efficient manner to ensure a clean approval and a timely closing.

Required Skills

• Working knowledge of FHA / VA /Conventional/ Jumbo/ USDA/ 203k and Sec 184 loan program guidelines.
• Work directly with Production Associate or Loan Officer and team to facilitate documents for loan submission.
• Frequent communication with the Loan Partner, Loan Officer, Set-Up Clerk, Underwriting and Closing.

Responsibilities

• Review new loan submissions within 48 hours.
• Verify loan completion with checklist, disclosures, documents, and needs list.
• Return incomplete loans to Operations Manager with explanation.
• Request additional items from borrower.
• Order and receive VODs, VOEs, appraisal, title, etc.
• Compile and process documents to meet projected close date.
• Input final information in Encompass and reruns AUS.
• Submit loan to Underwriting within 24 hours.
• Submit documents to draw closing documents within 72 hours.
• Ensure closing instructions and documents released to title 72 hours before closing.
• Submit complete files to Underwriting based on Investor and/or AUS requirements.
• Clear any conditions requiring communication.
• Coordinate submitted files to Underwriting & Closing.
• Communicate loan approval from underwriting.
• Pipeline Management - update and track information in Encompass.
• Place detailed comments in the conversation log.

Qualifications

• Minimum 3 years of current or recent FHA/VA Loan Processing experience with 5 years total Loan Processing experience.
• Bilingual in Spanish.
• Experience processing Florida loans.
• Encompass and nCino experience.
• Working knowledge of FHA / VA /Conventional/ Jumbo/ USDA/ 203k and Sec 184 loan program guidelines.
• Thorough understanding of automated underwriting engines.
• Special care to review cash, income, credit and property issues.
• Solid Time Management skills.
• Ability to organize, prioritize and perform multiple tasks.
• High level of proficiency with mortgage loan processing and underwriting systems.
• Commitment to excellence and high standards.
• Excellent written and oral communication skills.
• Ability to manage priorities and workflow.
• Versatility, flexibility and willingness to work with changing priorities.
• Acute attention to detail.
• Ability to handle multiple projects and meet deadlines.
• Good judgment with the ability to make timely decisions.
• Ability to effectively present information and respond to questions.
• High school diploma or equivalent.
• Proficient in Word, Excel, and Outlook.
• Dependable and self-motivated.

All your information will be kept confidential according to EEO guidelines.

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