Full-Time Mortgage Closer - Initial Closing Disclosures & Docs

• Prepares all closing documents and closing disclosures including initial closing disclosure (ICD) required to close mortgage loans, ensuring documentation is complete and accurate and follows up with any discrepancies.
• Ensures that all loans meet guidelines for quality and regulatory compliance, and investor closing standards are met.
• Maintains communication with other departments and closing agents to promote positive business relations and relay loan status.
• Establishes and maintains a thorough knowledge of all products and investor requirements to ensure quality closing packages and salability into the market.
• Reviews files prior to closing to verify that abstracts and/or title opinions are clear; forwards copies to all parties involved; reviews all surveys, termite inspections, final inspections, and verifies accuracy of closing conditions.
• Inputs information into computer, prepares additional documentation, balances account for closing, and prepares closing disclosures and closing package for the closing agent and/or customer.
• Prepares and explains closing requirements to closing agent and/or customer.
• Maintains knowledge of all mortgage and compliance policies and procedures.
• Completes all required paperwork and forms in an accurate and timely manner; prepares all required reports.

• Two years of experience preparing/drawing initial closing disclosures (ICD) and closing documents with a direct mortgage lender.
• Experience with conventional and government loan programs (FHA, VA, USDA) required
• Proficient in Microsoft Office, Outlook, Encompass 360 and Doc Magic or similar LOS
• Ability to work a full-time schedule, Monday through Friday between 6am and 6pm Pacific time, with overtime and weekends as needed.

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