Full-Time Mortgage Underwriter

• Underwrite and decision agency conforming and jumbo residential mortgage loans
• Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents
• Review appraisal reports to identify and resolve any discrepancies discovered within
• Conduct thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations to confirm loan eligibility
• Calculate qualifying ratios, assess creditworthiness, and provide risk assessments
• Work closely and effectively with cross-functional teams and departments on a daily basis

• 3+ years of recent experience underwriting FNMA and FHLMC mortgages
• Expert knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA)
• Ability to work well in a high pressure, fast paced environment
• Must be able to carry a pipeline of 200+ loans
• Ability to carry out requisite loan calculations (DTI, LTV, etc.)
• Proven ability to thrive in a remote setting
• Manage multiple loan files simultaneously in a high-volume setting
• Strong written and verbal communication
• HELOC & Non-Conforming experience a plus
• Excellent attention to detail, the ability to work efficiently under pressure, and a deep understanding of loan processes are essential in this role

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