Full-Time Risk Data Analyst

We are looking for a motivated, well organized Risk Data Analyst II to help manage risk at Branch. You will love this role if you enjoy pulling and analyzing data in order to tell a story and developing real-time rules/detection strategies to minimize losses. You thrive in a start-up environment, are curious, have strong analytical/technical skills, and a knowledge of payments and the fraud trends that put our customers at risk.

Responsibilities include, but are not limited to:

• Identify potential points of opportunity in Branch’s risk management program through the analysis of fraud events, customer behavior, operational pain points and loss trends
• Translate analysis into recommendations for business logic to minimize losses and improve customer experience
• Create risk analytics workflow, including defining success and performance metrics, and monitor progress through the creation of actionable dashboards and reports
• Partner closely with Product and Risk to identify highest impact points in the funnel to reduce loss exposure
• Develop scalable frameworks to manage risk scores, fraud detection alerts, and false positive monitoring
• Provide recommendations on risk controls and thresholds through fact based analysis

Qualifications

• 2-5 years of data analyst experience with a focus on fraud or risk management
• Experience developing fraud scores and risk rules through statistical modeling
• Deep experience investigating, analyzing and defending against emerging fraud trends including ATO and first party fraud
• Experience identifying and managing card authorization rules
• Understanding and experience with financial loss causes, measures, and mitigation strategies
• Strong analytic skills utilizing SQL, Python, R, etc. 
• Experience with digital banking, payments networks, or financial services
• Intellectually curious and strong ability to adapt strategies as fast as the fraudsters

Nice to Have

• Experience in the fintech industry or with start-ups
• Experience with Mastercard and Mastercard Connect
• Managing projects through tools like Jira